Which service enabled XMR payments today?

ShopinBit has launched a new concierge web app that now accepts Monero (XMR) payments, allowing users to order goods and services and pay directly with cryptocurrencies like XMR, Bitcoin, and USDT. No account or email is needed to use the service.

• Supports Bitcoin, Monero, and USDT payments without requiring sign-ups.
• Features an Ultra Privacy Mode that doesn’t store any data locally on your device.
• Orders are fulfilled by real people worldwide, with a transparent 10% service fee.

For more details, see the ShopinBit launch announcement.

Deep Dive

1. What’s New?

ShopinBit has introduced a privacy-focused web concierge service that accepts Bitcoin, Monero (XMR), and USDT payments. This means you can make private purchases without needing to create an account or download any software. Instead of automated systems, real human agents handle your orders—finding products, verifying details, and managing shipping worldwide. The service operates globally and charges a 10% fee for handling your requests.

Why it matters: If you want to spend Monero directly, you now have a simple, end-to-end option without converting your crypto to traditional money first.

2. Why Is This Important?

Most mainstream payment processors don’t accept Monero because of strict rules and privacy concerns. ShopinBit’s concierge service accepts XMR directly, which helps keep your transactions private and reduces the need for middlemen. This is especially useful if you want to keep your spending habits confidential while buying things like travel tickets, vehicles, or other specialized items that usually require traditional payment methods.

3. What You Should Know

ShopinBit’s Ultra Privacy Mode means your data isn’t stored on your device, and your orders are handled by trusted staff. The 10% service fee is clearly stated upfront. While this fee is higher than shopping on your own, it’s often less expensive than hiring a personal assistant for complex purchases.

Keep in mind, the range of merchants you can buy from depends on ShopinBit’s network and logistics. Also, local laws and regulations might affect how quickly your order is processed.

Bottom line: This service offers a privacy-first way to spend Monero on more complicated purchases, with the convenience of a personal concierge—but it comes at a premium.

Conclusion

In short, ShopinBit’s new concierge app makes it easier to pay with Monero (XMR) by offering a private, human-assisted checkout experience. While you’ll pay a service fee and rely on the concierge model, many users will find the added privacy and convenience worth it.

What could affect the price of XMR?

Monero's future price depends on advances in privacy technology, regulatory challenges, and changes in market control.

1. Regulatory Crackdowns – Exchange removals could limit trading options
2. Privacy Tech Upgrades – New features like FCMP++ and quantum resistance are coming
3. Mining Centralization Risks – Qubic Pool controls over 33% of mining power

In-Depth Look

1. Regulatory Pressure (Negative Impact)

Overview: Monero is facing more exchange removals, such as Kraken in the European Economic Area and Bittrex, due to rules requiring compliance with the FATF travel rule. The European Union plans to ban “anonymity-enhanced” cryptocurrencies by 2027, following similar moves by Japan and South Korea.

What this means: Fewer exchanges listing Monero means less liquidity and fewer institutional investors. Historically, when major exchanges delist Monero, its price has dropped between 15% and 30% within weeks (CoinDesk).

2. Privacy Innovation (Positive Impact)

Overview: The October 2025 Fluorine Fermi upgrade helped protect against spying nodes. The upcoming FCMP++ (Full-Chain Membership Proofs) upgrade aims to add quantum resistance and stronger privacy by mid-2026.

What this means: Leading-edge privacy features could attract wealthy users and markets that value anonymity. After past upgrades, Monero’s price has responded positively, such as a 14% increase in November 2025 (Monero Fluorine Fermi).

3. Mining Centralization Threats (Mixed Impact)

Overview: Qubic Pool, connected to IOTA’s co-founder, controlled 38% of Monero’s mining power in July 2025, raising concerns about potential 51% attacks and network instability. The community has worked to shift mining power to P2Pool, but risks remain.

What this means: Centralized mining threatens network security and can cause price drops, like the 19% decline in August 2025. However, successful efforts to decentralize mining could strengthen trust and stabilize prices (Cointelegraph).

Conclusion

Monero’s price will depend on how well it balances privacy improvements with regulatory challenges and mining risks. While the FCMP++ upgrade could spark renewed interest, losing exchange listings remains a major concern. The key question: Will increased use of private transactions make up for the loss of liquidity from delistings? Watch for the FCMP++ rollout in early 2026 and final EU regulations.

What are people saying about XMR?

Monero’s community is divided between optimistic traders and those worried about network risks. Here’s what’s trending:

1. “Buy the dip” talk grows as traders notice positive price patterns
2. Price difference between exchanges and over-the-counter (OTC) markets sparks trading opportunities
3. Concerns about a 51% attack resurface after network stress in August

Deep Dive

1. @dct_247: “Are you positioned?” Bullish

“Monero is being bought up?”
– @dct_247 (1.5K followers · 7.6K impressions · 2025-10-11 23:14 UTC)
View original post
What this means: Traders are encouraging others to buy Monero (XMR), expecting the price momentum to continue after a 17% gain in one week. Over the past 90 days, XMR has risen 55%, which is driving a fear of missing out (FOMO).

2. @CR1337: Exchange arbitrage alert Neutral

“XMR CEX price: $393 vs. street $431”
– @CR1337 (46.9K followers · 15.5M impressions · 2025-11-13 04:55 UTC)
View original post
What this means: There’s about a 9.5% price difference between Monero on centralized exchanges (CEX) and over-the-counter (OTC) markets. This gap shows limited liquidity and could lead to price swings if big holders try to take advantage of the difference.

3. Community post: Kraken halts deposits Bearish

“Kraken paused XMR deposits after 51% attack concerns”
– 2025-08-17 09:54 UTC · 8.0 quality score
View original post
What this means: In August, a mining group called Qubic controlled 38% of Monero’s network power, raising fears of a 51% attack (where one group controls most of the network). This caused Kraken, a major exchange, to temporarily stop XMR deposits. The market’s reaction shows in Monero’s 30-day price volatility of 17.79%, reflecting ongoing security worries.

Conclusion

Opinions on Monero are mixed. Technical analysis points to a possible price rise to $420 by November 2025, but risks from mining centralization and the price gap between exchanges and OTC markets suggest caution. Keep an eye on the P2Pool hashrate (a measure of how decentralized mining is) and whether exchange prices start to match OTC prices. One thing is clear: Monero’s impressive 155% annual return keeps it in the spotlight.

What is the latest news about XMR?

Monero is navigating challenges around privacy, real-world use, and technical issues. Here’s the latest:

1. Global Concierge Launch (Nov 26, 2025) – ShopinBit now accepts Monero (XMR) for private purchases worldwide.
2. Zcash Gains After Monero Exploit (Nov 25, 2025) – Privacy concerns with Monero push users toward Zcash.
3. Price Breakout Signals (Nov 24, 2025) – XMR jumps 14%, testing key resistance levels.

In-Depth Look

1. Global Concierge Launch (Nov 26, 2025)

What happened:
ShopinBit introduced a new concierge app focused on privacy, letting users pay with Monero globally. The app’s “Ultra Privacy Mode” doesn’t store user data and uses real people to handle requests. It’s aimed at wealthy clients who want discreet services for things like travel, luxury shopping, and charity projects. Early users booked trips across continents and funded water wells in Uganda.

Why it matters:
This move helps Monero move beyond just trading and into real-world uses like luxury and philanthropy, which could boost demand naturally. However, a 10% service fee and dependence on outside shipping companies might slow widespread use. (The Daily Hodl)

2. Zcash Gains After Monero Exploit (Nov 25, 2025)

What happened:
After a security flaw was found in Monero and regulators increased scrutiny, interest shifted to Zcash (ZEC), which offers privacy features that can be turned on or off to meet compliance rules. Zcash’s private “shielded pool” now holds 4.5 million coins, about 27% of its total supply. Meanwhile, Monero faced removal from some exchanges and anti-money laundering concerns.

Why it matters:
Monero’s strict privacy approach is facing challenges from regulators, showing how tricky it is to balance privacy with legal requirements. While Monero’s core technology is still strong, Zcash’s flexible privacy features are attracting more institutional users. (TradingView)

3. Price Breakout Signals (Nov 24, 2025)

What happened:
Monero’s price jumped 14% to $394, supported by $4.68 million in weekly buying and positive market indicators. However, it faces resistance near $418, and some data suggests traders are cautious. If XMR closes above $420, it could trigger automated buying, but failing to break through might lead to a drop back to $367 support.

Why it matters:
The technical signs show growing optimism (74% of traders are bullish), but low trading volume and concentration of mining power in pools like Qubic (which controls about 30% of the network) could cause price swings. (AMBCrypto)

Conclusion

Monero is balancing increased real-world use with regulatory pressure and technical challenges. The upcoming FCMP++ upgrade, which aims to make Monero resistant to future quantum computers (expected in early 2026), could spark renewed interest. The key question is whether Monero’s community-driven privacy model can keep pace with more regulation-friendly options like Zcash. Keep an eye on growth in private transactions and rumors about Monero returning to exchanges for clues on what’s next.

What is expected in the development of XMR?

Monero’s development is moving forward with these key updates:

1. Seraphis Codebase & Jamtis Wallet (Future) – A new privacy protocol and wallet design to make transactions more private and easier to manage.
2. Bulletproofs++ (Future) – An upgrade that makes transactions smaller and faster to verify.
3. Monero Browser Wallet (2025) – A browser extension that lets you send and receive XMR directly from your web browser.
4. BTCPay Server Monero Plugin (2025) – A tool that helps merchants accept Monero payments easily.

Deep Dive

1. Seraphis Codebase & Jamtis Wallet (Future)

Overview:
Seraphis is a new technology designed to make Monero transactions more private and scalable. Along with Jamtis, a new wallet system, it will simplify how users manage their addresses and improve privacy features.

What this means:
This is good news for Monero (XMR) because it could strengthen its reputation as the most private cryptocurrency, attracting users who value anonymity. However, delays or technical challenges could slow down its rollout.

2. Bulletproofs++ (Future)

Overview:
This is an improvement to Monero’s current Bulletproofs technology, which will reduce the size of transactions by about 10–15% and speed up how quickly they are verified.

What this means:
This update is somewhat positive for XMR. Smaller, faster transactions could lower fees and help the network handle more activity, but the benefits depend on how quickly miners and nodes adopt the upgrade.

3. Monero Browser Wallet (2025)

Overview:
A community-funded browser extension wallet (Monero) that allows users to send and receive XMR directly through their web browser without needing extra apps.

What this means:
This is a positive development for XMR because it makes using Monero easier for everyday users, potentially increasing adoption. However, security is important—if the wallet isn’t carefully tested, it could have vulnerabilities.

4. BTCPay Server Monero Plugin (2025)

Overview:
A plugin that integrates Monero payments into BTCPay Server, a popular open-source payment platform, making it simple for merchants to accept XMR.

What this means:
This is good for XMR’s real-world use, especially for businesses that want to offer private payment options. Its success depends on how many merchants start using it and how regulations evolve.

Conclusion

Monero’s roadmap focuses on enhancing privacy, making the technology easier to use, and encouraging merchants to accept XMR. While technical upgrades like Seraphis and Bulletproofs++ could improve Monero’s core strengths, tools like the Browser Wallet and BTCPay plugin may help grow its user base in the near future. One key question remains: how will government regulations around privacy-focused cryptocurrencies affect Monero’s progress?

What updates are there in the XMR code base?

Monero's software received important privacy improvements, security fixes, and better remote access features in late 2025.

1. RPC Fuzzing Coverage (November 23, 2025) – All node remote procedure call (RPC) points were thoroughly tested to find and fix hidden bugs.
2. Ledger Wallet Fix (November 19, 2025) – Fixed a bug that could accidentally expose private view keys on Ledger hardware wallets.
3. Fluorine Fermi Upgrade (October 10, 2025) – Improved how Monero connects to other nodes to block spying attempts.

Deep Dive

1. RPC Fuzzing Coverage (November 23, 2025)

Overview: Monero completed 100% fuzz testing on its RPC endpoints. Fuzz testing means sending lots of random data to the software to uncover bugs that might cause crashes or security issues.

This effort, supported by Magic Grants funding, strengthens the communication layer between Monero nodes, which is crucial because RPCs handle sensitive actions like sending transactions and managing wallets.

What this means: This update makes Monero more reliable and secure by reducing the chance of crashes or data leaks during node operations. (Source)

2. Ledger Wallet Fix (November 19, 2025)

Overview: The Monero command-line interface (CLI) version 0.18.4.4 fixed a bug where Ledger hardware wallets sometimes didn’t properly block requests to export secret view keys. These keys can reveal your transaction history if exposed.

The fix ensures that if users cancel an export attempt, their private view keys won’t be accidentally shared.

What this means: This is a neutral update—it addresses a specific hardware wallet issue without changing Monero’s core features. Users with Ledger devices should update their wallets to stay safe. (Source)

3. Fluorine Fermi Upgrade (October 10, 2025)

Overview: The v0.18.4.3 update tackled “spy nodes” by limiting connections to groups of IP addresses within the same network range. Spy nodes try to monitor transactions by linking them to IP addresses.

By improving how Monero selects peers, this upgrade makes it harder for attackers to track users’ transaction activity. After the update, Monero’s price (XMR) briefly rose by about 2%.

What this means: This is a positive development for Monero’s privacy, reinforcing its core promise of anonymity. Both merchants and users benefit from stronger protection against being identified. (Source)

Conclusion

Monero’s late-2025 updates show a clear focus on fixing security issues (Ledger fix, fuzzing) while enhancing privacy protections (spy node resistance). With $925,800 raised in 2025 through community crowdfunding, the project continues to have strong support.

Looking ahead, future updates might tackle mining centralization risks highlighted by Qubic’s 51% hashrate experiments, further securing the network.

Why did the price of XMR go up?

Monero (XMR) increased by 3.78% in the past 24 hours, outperforming Bitcoin (+0.55%) and Ethereum (+0.78%) as interest in privacy-focused cryptocurrencies grows. Here are the main reasons behind this move:

1. Zcash Rally Spillover – Zcash (ZEC) surged over 1,000%, sparking renewed attention on privacy coins and benefiting Monero.
2. Technical Breakout – Monero climbed back above a key price level ($394.47), showing signs of growing buying interest.
3. Concierge App Launch – ShopinBit introduced a privacy-first crypto payment app that now supports Monero.

In-Depth Look

1. Zcash-Driven Privacy Revival (Positive for Monero)

What happened: After Zcash’s halving event on November 23, its price jumped more than 1,000%, making it the most searched asset on Coinbase. This surge brought privacy coins back into the spotlight, helping Monero gain attention as well.

Why it matters:

• Privacy coins often rise together when there’s uncertainty around regulations, like recent sanctions on Tornado Cash.
• Zcash’s increase in shielded transactions (which hide user details) shows strong demand for privacy, making Monero more attractive.
• Traders moved some funds from Zcash into Monero, looking for opportunities in smaller coins.

What to watch: Keep an eye on how closely Monero’s price follows Zcash and any new rules affecting private transactions.

2. Technical Momentum (Mixed Signals)

What happened: Monero’s price moved above the 50% Fibonacci retracement level at $394.47. The Relative Strength Index (RSI) is neutral at 57.9, while the MACD indicator shows some short-term bearish signs.

Why it matters:

• Staying above the 30-day moving average ($369.67) is a positive sign for traders looking for upward trends.
• Trading volume increased by 65% on November 24, indicating more buying activity.
• However, resistance around $434.36 could limit gains unless new positive news emerges.

Key level: If Monero closes above $434.36, it might trigger automated buying that could push the price toward $511.10.

3. ShopinBit Privacy App Launch (Positive for Monero)

What happened: ShopinBit, a company based in Poland, launched a new concierge service on November 26 that lets users pay with Monero for things like travel, vehicles, and donations — all without needing to create an account.

Why it matters:

• This is one of the first major real-world uses of Monero since it was accepted by Travala.com earlier this year.
• A 2% cashback promotion during the launch week encouraged people to spend Monero.
• It strengthens Monero’s reputation as a practical and private payment option, even with regulatory concerns.

Conclusion

Monero’s recent price increase is driven by growing interest in privacy coins after Zcash’s halving, positive technical signals, and new real-world uses. While there is some resistance ahead, the rise in shielded transactions and favorable regulatory trends compared to central bank digital currencies (CBDCs) could keep demand steady.

What to watch: Will Monero maintain support above $394.47 if traders start taking profits on Zcash? Also, monitor how widely ShopinBit’s app is adopted to see if it drives ongoing demand.