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XRP cryptocurrency analytics and price forecast for September 08, 2025 - Trading Non Stop
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What is expected in the development of XRP?

XRP’s roadmap highlights key regulatory milestones, ecosystem growth, and technical improvements.

  1. Spot ETF Decisions (Oct 2025) – The SEC will decide on several XRP ETF proposals.
  2. Ripple Swell Conference (Nov 4–5, 2025) – Big announcements on partnerships and adoption expected.
  3. XRPL Japan & Korea Fund – 1 billion XRP set aside to support developers in the Asia-Pacific region.
  4. Institutional DeFi Upgrades – New tools to improve compliance for real-world assets and stablecoins.

Deep Dive

1. Spot ETF Decisions (October 2025)

Between October 18 and 25, 2025, the U.S. Securities and Exchange Commission (SEC) will review six applications for XRP spot ETFs, including proposals from well-known firms like Grayscale, 21Shares, and Franklin Templeton (mrnguyen007). If approved, these ETFs could bring significant institutional investment into XRP, similar to what happened with Bitcoin ETFs. However, there’s a chance of delays or denials due to ongoing regulatory uncertainty.

What this means: Approval could boost XRP’s liquidity and price, but expect price swings around the decision dates.

2. Ripple Swell Conference (November 4–5, 2025)

Ripple’s annual Swell event will highlight progress on the RLUSD stablecoin and partnerships with banks and financial institutions. Recent filings suggest updates on Ripple’s efforts to obtain a U.S. banking license and expand central bank digital currency (CBDC) pilot programs (Key Dates).

What this means: The conference could generate positive buzz and showcase real-world uses of XRP technology.

3. XRPL Japan & Korea Fund

Ripple has committed 1 billion XRP (about $2.87 billion) to support hackathons, corporate partnerships, and grants for developers in Japan, Korea, and the broader Asia-Pacific region. Early projects benefiting from this fund include VWBL Protocol (focused on NFTs) and Moia Finance (focused on decentralized finance or DeFi) (XRPL Apex 2024).

What this means: This fund aims to speed up XRP adoption in the region, but success depends on cooperation with local regulators.

4. Institutional DeFi Upgrades

The XRP Ledger’s 2025 plan includes launching Multi-Purpose Tokens (MPTs) and token escrows to make it easier to tokenize real-world assets (RWAs). A partnership with Archax aims to bring hundreds of millions of dollars in assets onto the XRP Ledger (XRPL Apex 2024).

What this means: These upgrades will help XRP play a bigger role in regulated institutional finance, though it will face strong competition from platforms like Ethereum.

Conclusion

XRP’s late 2025 plans focus on regulatory approvals (especially ETFs) and building tools that connect traditional finance (TradFi) with decentralized finance (DeFi). The SEC’s ETF decisions and the Ripple Swell Conference will be key events to watch, as they could reshape how institutions view XRP. Keep an eye on trading activity around these dates for signs of market momentum.


What updates are there in the XRP code base?

In 2025, the XRP Ledger (XRPL) underwent major updates to improve scalability, decentralized finance (DeFi) features, and cross-chain compatibility.

  1. EVM Sidechain Launch (August 14, 2025) – Added support for Ethereum-compatible smart contracts on XRPL through a Cosmos-based sidechain.
  2. Three Protocol Amendments Activated (August 29, 2025) – Fixed issues with Automated Market Makers (AMMs), NFT trustlines, and payment channels.
  3. XRPL v2.5.0 Upgrade (June 25, 2025) – Introduced batch transactions, token escrow for stablecoins, and compliance tools for regulated trading.

Deep Dive

1. EVM Sidechain Launch (August 14, 2025)

What happened: XRPL now supports Ethereum Virtual Machine (EVM) smart contracts by connecting to a sidechain built with Cosmos technology. This lets developers run Ethereum-style decentralized apps (dApps), like lending platforms, directly on XRPL using XRP to pay transaction fees. The sidechain uses Inter-Blockchain Communication (IBC) to move assets smoothly between XRPL and Ethereum-compatible blockchains.

Why it matters: This upgrade opens the door for more DeFi projects on XRPL, attracting developers familiar with Ethereum. Users can access features like yield farming and cross-chain token swaps without leaving the XRPL network, making XRP more versatile and competitive.
(Source)

2. Three Protocol Amendments Activated (August 29, 2025)

What happened: Three important fixes were approved by XRPL validators to improve system stability and security:

Why it matters: While these changes don’t directly affect XRP’s price, they are essential for maintaining a secure and reliable network. Traders benefit from safer AMM pools, NFT creators get better protection, and node operators need to update their software to keep the network running smoothly.
(Source)

3. XRPL v2.5.0 Upgrade (June 25, 2025)

What happened: This update added several new features:

Why it matters: These improvements make XRPL more attractive to businesses by enabling automated payrolls, token vesting, and compliant trading platforms. Developers benefit from faster, cheaper bulk operations, helping to drive institutional adoption.
(Source)

Conclusion

The XRP Ledger is evolving into a hybrid platform that supports both payments and DeFi. The addition of EVM compatibility expands its use cases, while the v2.5.0 upgrade streamlines features for businesses and regulators. The recent protocol amendments show a continued focus on security and reliability. Looking ahead to late 2025, it will be interesting to see how these upgrades position XRP against competitors like Ethereum and Solana in the growing blockchain ecosystem.


Why did the price of XRP go up?

XRP increased by 2.97% in the last 24 hours, fueled by positive developments in the SEC lawsuit, growing excitement around ETFs, and encouraging technical indicators.

  1. Regulatory clarity – The SEC case resolution boosts confidence among big investors
  2. ETF catalyst – Chances of spot XRP/SOL ETFs getting approved by October 2025 are now at 95%
  3. Technical breakout – XRP price remains above an important $2.85 support level

Deep Dive

1. SEC Lawsuit Resolution (Positive for XRP)

Overview:
Ripple announced the SEC lawsuit was settled in August 2025, officially confirming XRP is not classified as a security. This follows regulatory changes from the Trump administration and a $125 million settlement finalized recently.

What this means:

What to watch: The SEC and CFTC will hold a joint crypto regulation meeting on September 29.

2. Growing ETF Interest (Positive for XRP)

Overview:
CME’s XRP futures market now has $1 billion in open interest. Meanwhile, companies like Grayscale, Franklin Templeton, and VanEck have updated their filings, a key step before launching ETFs.

What this means:

What to watch: The SEC’s decision on ETF approvals is expected by late October 2025.

3. Technical Analysis: Bullish Signs with Some Caution

Overview:
XRP is holding above the 50% Fibonacci retracement level at $2.85, with the Relative Strength Index (RSI) near neutral at 47.78. However, the MACD indicator shows momentum is weakening.

What this means:

What to watch: A daily close above $3.03 (7-day EMA) would confirm an upward trend.

Conclusion

XRP’s recent price increase is driven by positive regulatory news, anticipation of ETF launches, and strategic buying by large holders. However, some technical indicators suggest the price might consolidate before moving higher. Traders are closely watching ETF developments to see if XRP can hold above the $3 mark.

What to watch: Will XRP keep its momentum if Bitcoin dominance rises above 58%? Keep an eye on the XRP/BTC trading pair for signs of altcoin rotation.


What could affect the price of XRP?

XRP’s price depends largely on clear regulations, new adoption opportunities, and the actions of large holders (whales).

  1. Legal clarity after SEC case – Positive for institutional interest
  2. Spot ETF approvals – Could bring $5–8 billion in new investments if approved by October 2025
  3. Whale activity – Mixed signals between big buyers accumulating and potential selling risks

In-Depth Look

1. Regulatory Resolution & Institutional Adoption (Positive Outlook)

Summary:
In August 2025, the SEC lawsuit ended with XRP ruled not to be a security for retail investors. This decision allows Ripple to grow partnerships more freely. Recently, some Asian banks tested XRP for cross-border payments and reportedly cut settlement costs by 70% compared to the traditional SWIFT system.

What this means:
With legal uncertainty removed, Ripple can more confidently bring financial institutions on board. In the past, XRP’s price jumped 87% after similar regulatory clarity, indicating potential for continued growth if adoption picks up.

2. XRP Ledger Upgrades & ETF Possibilities (Mixed Outlook)

Summary:
In September 2025, the XRP Ledger added compliance features like Know Your Customer (KYC) and Anti-Money Laundering (AML) tools to better fit traditional finance needs. At the same time, companies like Grayscale and Bitwise applied to launch XRP exchange-traded funds (ETFs). Bloomberg analysts estimate a 95% chance these ETFs will be approved by October 2025.

What this means:
These technical upgrades could attract regulated financial players. If ETFs get approved, analysts expect $5–8 billion to flow into XRP within a year (Bloomberg). However, delays or rejection could cause a price drop similar to what happened with Bitcoin’s ETF news in 2024.

3. Whale Activity & Market Sentiment (Neutral to Slightly Negative)

Summary:
In August 2025, large holders moved 900 million XRP (worth about $2.6 billion), with 260 million tokens sent to exchanges—a big jump from previous months. At the same time, the number of addresses holding at least 1 million XRP reached a record 2,850, showing that some big players are accumulating.

What this means:
When large amounts of XRP move to exchanges, it often signals potential selling and price drops (like the 18% fall after 660 million XRP deposits in July). But the growing number of large wallets suggests some investors remain confident long-term. Traders should watch the $3.20 price level—if XRP breaks above it, it could spark buying momentum toward $4.60 (CoinMarketCap).

Conclusion

XRP’s future depends on turning regulatory wins into real adoption while managing volatility from big holders. The ETF decision expected in October 2025 and upcoming institutional partnership news in the last quarter of the year will be key. Will Asian banks’ use of XRP outpace any U.S. regulatory delays? Keep an eye on XRP’s $3.20 resistance level and exchange inflow data for signs.


What are people saying about XRP?

The XRP community is divided between hopeful $5 price targets and concerns about a price drop. Here’s what’s currently trending:

  1. Warnings of bearish signals on weekly charts
  2. Excitement over an ETF decision deadline in October
  3. $3.30 price level seen as a critical breakout point
  4. Large investors (whales) accumulating XRP despite little price movement

In-Depth Look

1. @cryptoWZRD_: Key Support Test Looks Bearish

"XRP closed below the $2.80 support level, showing weakness. Volatility during the day means caution is needed."
– @cryptoWZRD (58K followers · 1.2M impressions · 2025-08-30 01:24 UTC)
[View original post](https://x.com/cryptoWZRD/status/1961600843561525351)
What this means: Negative sentiment is growing as XRP struggles to stay above the $2.80–$3.00 range. This zone is important to avoid falling further to $2.50. Since July, XRP has been making lower highs, indicating weakening momentum.

2. @CobakOfficial: ETF Decision Countdown Brings Optimism

"The SEC has delayed the decision on the XRP ETF until October — this is the final deadline with no more extensions allowed."
– @CobakOfficial (312K followers · 4.8M impressions · 2025-08-19 02:44 UTC)
View original post
What this means: Traders are watching a 60-day window for the SEC to approve ETFs, with an 88% chance according to Polymarket. Approval could bring more institutional investors into XRP. This delay is similar to what happened before Bitcoin ETFs were approved.

3. @EgragCrypto: Breaking Above $3.30 Is a Strong Bullish Signal

"If XRP closes above $3.30 on the daily chart, it signals a strong bullish trend. Short-term target: $3.65; long-term target: $12.80."
– @EgragCrypto (210K followers · 3.1M impressions · 2025-07-28 11:00 UTC)
View original post
What this means: Technical indicators support a positive outlook, especially with Ripple’s recent regulatory wins. A breakout above $3.30 could confirm a larger upward trend. The Relative Strength Index (RSI) at 58 shows there’s room for more buying momentum.

4. @WhaleChartAlerts: Mixed Signals on Supply and Demand

"There are now 300,000 wallets holding over 10,000 XRP each (an all-time high), but transaction volume has dropped 37% year-over-year."
– @WhaleChartAlerts (189K followers · 2.7M impressions · 2025-06-09 11:47 UTC)
View original post
What this means: Large investors are accumulating XRP, which shows confidence. However, the drop in transaction activity raises questions about how much XRP is being used in everyday transactions, suggesting demand might not be growing organically.

Conclusion

Opinions on XRP are mixed. On one hand, technical indicators suggest caution around the $2.75–$3.30 price range. On the other, there’s optimism due to potential ETF approvals and Ripple’s progress with ISO 20022 compliance (a global standard for financial messaging). The key date to watch is October 17, when the SEC will decide on Grayscale’s ETF filing. Approval could boost XRP’s role as a “digital dollar bridge,” while rejection might lead to continued price consolidation. For now, the $3.30 level is the critical test for bullish momentum.


What is the latest news about XRP?

XRP is gaining momentum thanks to clearer legal status and growing support from big financial institutions. Here’s a quick update:

  1. SEC Case Dropped (September 8, 2025) – A 5-year legal battle ends with the SEC dropping its claims.
  2. XRPL Credentials Upgrade (September 6, 2025) – New compliance tools for banks are now live on the XRP Ledger.
  3. ETF Decision Coming (October 2025) – Important decisions on XRP exchange-traded fund (ETF) applications are expected soon.

In-Depth Look

1. SEC Case Dropped (September 8, 2025)

What happened: The U.S. Securities and Exchange Commission (SEC) officially dropped its remaining claims against Ripple, the company behind XRP, ending a legal fight that lasted five years. This follows a 2023 court ruling that public sales of XRP are not securities, and a $125 million penalty was finalized in August.

Why it matters: This is good news for XRP’s wider use around the world. Banks like SBI Holdings and Tranglo can now expand their use of RippleNet, Ripple’s payment network, without worrying about legal issues. After the announcement, XRP’s price went up 3.2% to $3.15. However, some investors might sell to take profits. (Weex)

2. XRPL Credentials Upgrade (September 6, 2025)

What happened: Ripple updated the XRP Ledger (XRPL) to include built-in tools for verifying identities and compliance with anti-money laundering (AML) rules. This means banks and other institutions can check each other’s credentials directly on the blockchain, without needing outside services.

Why it matters: This update is generally positive for XRP. It helps banks like BNY Mellon and AMINA Bank meet regulatory requirements more easily. Some critics worry it might reduce the decentralized nature of the XRP Ledger, but it also makes XRPL a stronger platform for tokenizing assets (turning real-world assets into digital tokens). Ripple aims to handle 10% of all global asset tokenization by 2030. (MEXC)

3. ETF Decision Coming (October 2025)

What happened: Several companies, including Grayscale and Franklin Templeton, have applied to launch spot XRP ETFs. The U.S. SEC is expected to make decisions between October 18 and 25, 2025. Experts believe there’s about a 95% chance these ETFs will be approved, similar to past approvals for Bitcoin and Ethereum ETFs.

Why it matters: Approval would be a big boost for XRP, potentially bringing in over $5 billion in new investments within a year, according to Bitwise research. However, SEC Chair Paul Atkins has stressed the importance of educating investors, which could cause some delays. Meanwhile, XRP futures trading on the Chicago Mercantile Exchange (CME) have already reached $1 billion in open interest, showing strong interest from institutional investors. (MEXC)

Conclusion

XRP is positioned for growth thanks to clear legal outcomes, technical improvements, and potential ETF approvals. While disrupting the traditional SWIFT payment system is still a long-term goal, the upcoming ETF decisions and new compliance features adopted by banks like SBI are important milestones. If regulators give the green light, XRP could unlock its potential as a $10 billion+ player in cross-border payments.