Bootstrap
Trading Non Stop
ar | bg | cz | dk | de | el | en | es | fi | fr | in | hu | id | it | ja | kr | nl | no | pl | br | ro | ru | sk | sv | th | tr | uk | ur | vn | zh | zh-tw |

Why did the price of XLM go up?

Stellar (XLM) increased by 6.65% in the last 24 hours, outperforming the overall crypto market, which rose by 4.05%. This growth was driven by positive technical signals, increased interest from institutional investors, and excitement about upcoming network upgrades.

  1. Technical Breakout – XLM surpassed a key resistance level between $0.33 and $0.34.
  2. Institutional Interest – Experienced trader Peter Brandt’s positive outlook encouraged buying.
  3. Protocol 23 Upgrade – New features improving scalability and decentralized finance (DeFi) tools are expected in the third quarter of 2025.

Deep Dive

1. Technical Rebound (Positive Signs)

Overview:
XLM’s price moved above its 24-hour pivot point at $0.33572 and reached the 23.6% Fibonacci retracement level at $0.36308. Trading volume over 24 hours increased by 7.68% to $379.8 million, indicating strong participation from larger investors.

What this means:
The price moving above the 7-day simple moving average (SMA) at $0.36356 suggests short-term upward momentum. However, the MACD indicator still shows some negative signals, meaning the price could be volatile in the near future.

What to watch:
If XLM can stay above $0.35, it may aim for $0.38, the next resistance level. If it falls below, it might test support around $0.30.

2. Market Sentiment (Mixed Signals)

Overview:
Peter Brandt, a well-known trader, described XLM as a “bull waking from a nap” on October 12. He pointed out $0.25 as a strong support level and $0.60 as a key resistance target. His positive view came as XLM’s price rebounded over 24 hours.

What this means:
Brandt’s comments boosted enthusiasm among retail investors, but XLM’s 30-day price drop of nearly 16% shows some ongoing caution. The market is hopeful that the upcoming Protocol 23 upgrade will enhance Stellar’s use in DeFi and payments.

3. Protocol 23 Upgrade (Potential Growth Driver)

Overview:
Stellar’s Protocol 23 upgrade, planned for Q3 2025, will add parallel transaction processing and better smart contract features. Developer updates show testnet activity increased by 18% last week.

What this means:
These improvements could make Stellar more attractive for large-scale uses, like Visa’s stablecoin settlements. However, any delays or weak adoption after the upgrade could limit price gains.

Conclusion

XLM’s recent price increase is a result of a combination of technical momentum, positive influencer opinions, and excitement about the upcoming Protocol 23 upgrade. While the short-term outlook is optimistic, traders should keep an eye on Bitcoin’s market dominance (currently 58.58%) and whether XLM can maintain its price above $0.35.

Key point to watch: Can XLM close above $0.36 (the 200-day exponential moving average) within the next 48 hours to confirm a trend reversal?


What could affect the price of XLM?

Stellar (XLM) is at a crossroads with positive developments like the Protocol 23 upgrade and growing partnerships with big companies, balanced against challenges like market ups and downs and unclear regulations.

  1. Protocol 23 Upgrade – New features could make Stellar faster and more useful, attracting more users.
  2. Institutional Partnerships – Collaborations with Visa, PayPal, and tokenizing real-world assets show real-world use cases.
  3. Market Sentiment – Recent market swings and Bitcoin’s strong influence affect short-term price movement.

Deep Dive

1. Protocol 23 Upgrade (Positive Outlook)

Overview:
In September 2025, Stellar launched Protocol 23, also called “Whisk.” This update brings parallel smart contracts, better event handling, and improved speed—aiming for 5,000 transactions per second. These improvements make Stellar more scalable, which is important for decentralized finance (DeFi), tokenizing real-world assets (RWAs), and business uses like Visa’s stablecoin payments.

What this means:
Better technology can attract developers and businesses, leading to more activity on the network. Similar upgrades on other blockchains, like Ethereum, have led to price increases when adoption picks up. A key price level to watch is $0.60, which has acted as resistance (CoinDesk).

2. Institutional Adoption & Competition (Mixed Outlook)

Overview:
Stellar is partnering with major players: Visa uses it for stablecoin settlements, Franklin Templeton has tokenized $522 million in U.S. Treasury bonds on Stellar, and PayPal integrated its PYUSD stablecoin. These moves show growing interest from big institutions. However, Stellar faces competition from Ripple (XRP), Hedera (HBAR), and traditional payment systems like SWIFT updating their technology.

What this means:
Real-world use cases can help stabilize demand for XLM, but if Stellar doesn’t stand out in cross-border payments, growth might be limited. Keep an eye on the volume of tokenized assets and stablecoins on Stellar—for example, USDC stablecoin on Stellar reached $4.2 billion in 2023.

3. Macro & Regulatory Risks (Challenges Ahead)

Overview:
A 100% tariff imposed by the U.S. on China caused a massive $900 billion crypto selloff on October 11, 2025, with Stellar’s price dropping 12.6%. While new laws like the GENIUS Act aim to clarify rules for stablecoins, the SEC continues to scrutinize altcoins. The ongoing SEC case against Ripple could influence how regulators treat Stellar.

What this means:
Stellar’s price is sensitive to big economic events and regulatory decisions. Watch Bitcoin’s price closely—it has support around $109,000—and regulatory moves by agencies like the CFTC regarding crypto ETFs (U.Today).

Conclusion

Stellar’s future price depends on how well Protocol 23 is adopted, the success of partnerships with Visa and PayPal, and overall market conditions. While technical improvements and real-world asset tokenization could push XLM toward $0.60, risks from the broader market and Bitcoin’s dominance (currently 58.56%) might slow down gains for altcoins. The key question: Can Stellar’s growing institutional use overcome regulatory challenges? Watch network total value locked (TVL), aiming for $1.5 billion by 2025, and Bitcoin’s market share for clues on where XLM might head.


What are people saying about XLM?

The Stellar (XLM) community is feeling a mix of excitement and caution as the upcoming Protocol 23 update approaches. Here’s what’s making headlines:

  1. Predictions of a breakout to $1.51 based on long-term price patterns
  2. Visa’s integration of stablecoins boosting adoption hopes
  3. The $0.40 price level acting as a critical support point
  4. Debates around Protocol 23’s scalability improvements

In-Depth Look

1. Visa Partnership and ISO 20022 Compliance Signal Positive Momentum

@argosaki highlights that Stellar’s collaboration with Visa and MoneyGram, along with its compliance with the ISO 20022 global finance standard, is a strong positive for XLM.
“XLM partnered with Visa/MoneyGram…ISO20022 standard for global finance interoperability”
This partnership means Visa’s use of Stellar’s network validates its cross-border payment system, which could attract large institutional investors. Aligning with ISO 20022 also positions Stellar well as financial regulations evolve.
See original post

2. Growing Interest in Real-World Asset (RWA) Tokenization

@thebu11runner points out Stellar’s expanding role in tokenizing real-world assets, a market valued at $24 billion, with partnerships involving Visa, the United Nations Development Programme, and Franklin Templeton.
“Stellar carving stake in $24B RWA market…Visa, UNDP, Franklin Templeton partnerships”
Franklin Templeton’s recent $445 million Treasury tokenization on Stellar shows increasing trust from big financial players, which is a positive sign for XLM’s future.
See original post

3. Mixed Views on Protocol 23 Upgrade

The CoinMarketCap community shares divided opinions on the upcoming Protocol 23 upgrade. Some see it as a chance to improve scalability, while others worry about potential risks to the main network.
“Market divided on Protocol 23’s impact…scalability vs. mainnet risks”
In the short term, there’s some caution due to possible technical challenges. However, if the new Soroban smart contracts succeed, they could boost decentralized finance (DeFi) activity on Stellar, which currently holds $144 million in total value locked (TVL).
See original post

4. Technical Analysis Suggests Potential for a $1.51 Price Surge

According to Egrag Crypto, a long-term “cup-and-handle” chart pattern indicates that XLM could jump 280% if it breaks above $0.55.
“Decade-long pattern suggests XLM could surge 280% upon $0.55 breakout”
This outlook depends heavily on Bitcoin’s price stability since XLM’s price tends to move in sync with Bitcoin (correlation of 0.76 over 90 days). If XLM falls below the $0.40 support level, this bullish setup would be invalidated.
See original post

Summary

Overall, the sentiment around Stellar (XLM) is cautiously optimistic. Visa’s real-world adoption and the growth in tokenized assets support a positive outlook, but technical resistance around $0.42 and a recent 14% price drop since August show some hesitation. Keep an eye on the $0.38 to $0.40 price range this week—if XLM falls below this zone, it could trigger further declines toward $0.32. On the upside, a daily close above $0.45 with trading volume over $500 million would suggest renewed buying momentum.


What is the latest news about XLM?

Stellar is showing signs of recovery and growing real-world use after recent market ups and downs. Here’s the latest:

  1. Trader Peter Brandt Supports XLM Recovery (October 12, 2025) – Experienced analyst believes Stellar’s price structure remains strong after a $16 billion market drop.
  2. Visa Adds Stellar for Stablecoin Payments (October 9, 2025) – Boosts Stellar’s role in business payment systems.
  3. S&P Launches New Crypto Index Including XLM (October 9, 2025) – Expected to encourage more investment through ETFs.

In-Depth Look

1. Trader Peter Brandt Supports XLM Recovery (October 12, 2025)

Summary:
Peter Brandt pointed out that Stellar (XLM) showed strength after falling 12.6% during a crypto market crash on October 11, caused by U.S.-China trade tensions. He described XLM as “a bull waking from a nap,” with important price support at $0.25 and resistance at $0.60. Even though the overall crypto market lost $900 billion, Brandt sees positive patterns for XLM, Bitcoin (BTC), and Ethereum (ETH).

What this means: This is cautiously optimistic for XLM. Brandt’s view suggests the recent price drop was a normal market correction, not a sign of deeper problems. However, XLM needs to stay above $0.25 to avoid falling back to its lowest levels from earlier in 2024. (U.Today)

2. Visa Adds Stellar for Stablecoin Payments (October 9, 2025)

Summary:
Visa has expanded its payment system to include Stellar, allowing businesses to use stablecoins like USDG, PYUSD, and EURC for faster, cheaper transactions. This move is part of Visa’s plan to improve international payments, taking advantage of Stellar’s quick transaction times (3-5 seconds) and very low fees (about $0.000005 per transaction).

What this means: This is positive news for Stellar because it shows growing use by big companies. Visa handles $12 trillion in payments each year, so adding Stellar alongside other blockchains like Ethereum and Solana adds credibility. However, this mainly benefits stablecoins rather than XLM directly. (Yahoo Finance)

3. S&P Launches New Crypto Index Including XLM (October 9, 2025)

Summary:
S&P Global introduced the Digital Markets 50 Index, which includes Stellar and 14 other cryptocurrencies. This index is designed to serve as a benchmark for exchange-traded funds (ETFs). Although U.S. government shutdowns have delayed ETF approvals, experts expect this index to attract more institutional investment into mid-sized cryptocurrencies like XLM.

What this means: This is a mixed but hopeful sign. While the short-term impact may be limited because the index gives only 15% weight to coins other than Bitcoin and Ethereum, it opens the door for XLM to be part of future ETFs, which could boost demand over time. (Investopedia)

Conclusion

Stellar’s story in October combines technical strength, growing business use, and potential investment interest through ETFs. Recent upgrades to the Stellar network (Protocol 23, live since September) support developer activity, while Visa and S&P’s moves show increasing real-world adoption. With the market’s Fear & Greed Index at a neutral 40/100, the question is whether XLM’s current price of $0.347 can take advantage of these positive factors before broader economic risks return.


What is expected in the development of XLM?

Stellar’s roadmap is focused on expanding decentralized finance (DeFi), increasing adoption by businesses, and improving smart contract features.

  1. Protocol 23 Mainnet (Q3 2025) – Enhances speed and capacity with parallel processing.
  2. Enterprise Payment Flows (Q4 2025) – Introduces on-chain tools for business payments and compliance.
  3. Freighter Wallet 2.0 (Q4 2025) – Adds stronger security and easier user access.

Deep Dive

1. Protocol 23 Mainnet (Q3 2025)

Overview: Protocol 23, also called “Whisk,” will allow multiple smart contracts to run at the same time, standardize event formats, and speed up transaction handling. The goal is to reach 5,000 transactions per second (TPS), making the network faster and more scalable for DeFi projects and tokenizing real-world assets (CoinMarketCap).

What this means: This is positive news for Stellar (XLM) because better performance can attract more developers and businesses. However, delays or technical problems could slow progress.

2. Enterprise Payment Flows (Q4 2025)

Overview: Stellar plans to offer tools that help businesses manage payroll, invoicing, and regulatory compliance directly on the blockchain. This fits with partnerships like Visa’s stablecoin integration and Franklin Templeton’s $445 million tokenized treasury fund (Coindesk).

What this means: This could boost Stellar’s use in the business world, but competition from other platforms like Ripple and Hedera, along with regulatory challenges, remain factors to watch.

3. Freighter Wallet 2.0 (Q4 2025)

Overview: The new version of Freighter Wallet will include features like social media logins, multi-signature security, and single-use wallets to make transactions safer and onboarding easier for new users (Stellar Development Foundation).

What this means: These improvements could help grow Stellar’s user base, especially in emerging markets. Success depends on how well the wallet integrates with Stellar’s DeFi ecosystem.

Conclusion

Stellar is focusing on making its network faster, providing business-friendly tools, and creating a user-friendly experience to strengthen its position in global finance. While Protocol 23 and Freighter Wallet updates are important near-term developments, long-term success will depend on attracting institutions and growing its DeFi community. A key question is whether Stellar’s compliance with ISO 20022 standards will give it an advantage in regulated markets.


What updates are there in the XLM code base?

Stellar’s technology is getting a big boost with Protocol 23 upgrades, smart contract improvements, and better developer tools.

  1. Protocol 23 Mainnet Launch (September 2025) – Faster transaction processing and smarter data storage for better scalability.
  2. Soroban Smart Contract Updates (August 2025) – More efficient contract execution and lower costs.
  3. Java/JavaScript SDK Improvements (June–September 2025) – Support for Protocol 23 and new developer-friendly features.

In-Depth Look

1. Protocol 23 Mainnet Launch (September 2025)

What’s new: Protocol 23 introduces a way to process multiple transactions at the same time, allowing up to 5,000 transactions per second (TPS). It also moves old contract data off the main network to save space and keep things running smoothly.
Why it matters: This upgrade makes Stellar’s network faster and more scalable, which is great for uses like payments and managing digital assets. Developers will also save money when their contracts interact with each other.
(Source)

2. Soroban Smart Contract Updates (August 2025)

What’s new: Soroban’s smart contract system now uses reusable caches to reduce the cost of contract interactions by about 40%. It also introduces a unified way to track token movements across contracts.
Why it matters: While this may not immediately affect Stellar’s price, it makes the platform more attractive for decentralized finance (DeFi) projects and businesses dealing with real-world assets, improving long-term potential.
(Source)

3. Java/JavaScript SDK Improvements (June–September 2025)

What’s new: Stellar’s software development kits (SDKs) now support Protocol 23, include tools for signing and verifying messages, and offer local test environments using Docker. The JavaScript SDK also features AI-powered tools like Contract Copilot to help developers debug smart contracts.
Why it matters: These updates make it easier for developers to build on Stellar, encouraging more innovation and growth in the ecosystem. Better tools also support Stellar’s goal of attracting enterprise users.
(Source)

Conclusion

Stellar is focusing on making its network faster, easier to use for developers, and ready for big business applications. With Protocol 23 and Soroban improvements, Stellar (XLM) is positioning itself as a strong player for handling large-scale financial transactions and real-world asset tokenization. The big question: How will these upgrades help Stellar compete with platforms like Ethereum in the race for market dominance?